Ultimate Cream Cheese Banana Bread Recipe: A Decadent Twist on a Classic
If you’re a fan of banana bread, get ready to fall in love with this Ultimate Cream Cheese Banana Bread! This recipe takes traditional banana bread to the next level by adding a luscious cream cheese filling, making each bite rich, moist, and full of irresistible flavor. Perfect for breakfast, dessert, or an indulgent snack, this banana bread is sure to become a household favorite.
Why You’ll Love This Recipe
- Rich & Moist – The addition of cream cheese creates an ultra-soft and velvety texture.
- Perfectly Sweet – Balanced with the natural sweetness of ripe bananas.
- Easy to Make – Simple ingredients come together effortlessly.
- Great for Any Occasion – Enjoy it as a breakfast treat, afternoon snack, or dessert.

Ingredients for Cream Cheese Banana Bread
For the Banana Bread:
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon salt
- ½ teaspoon cinnamon (optional, for warmth)
- ½ cup unsalted butter, melted
- ¾ cup granulated sugar
- ¼ cup brown sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- 3 ripe bananas, mashed
- ¼ cup sour cream or Greek yogurt
For the Cream Cheese Filling:
- 8 oz cream cheese, softened
- ¼ cup granulated sugar
- 1 large egg
- 1 teaspoon vanilla extract
How to Make Cream Cheese Banana Bread
Step 1: Preheat and Prepare
Preheat your oven to 350°F (175°C). Grease and line a 9×5-inch loaf pan with parchment paper for easy removal.
Step 2: Make the Banana Bread Batter
In a medium bowl, whisk together flour, baking soda, salt, and cinnamon. In a separate large bowl, mix melted butter, sugar, and brown sugar. Add eggs and vanilla extract, then stir in mashed bananas and sour cream. Gradually fold in the dry ingredients until just combined.
Step 3: Make the Cream Cheese Filling
In another bowl, beat the cream cheese, sugar, egg, and vanilla extract until smooth and creamy.
Step 4: Assemble the Bread
Pour half of the banana bread batter into the prepared loaf pan. Spread the cream cheese mixture evenly over the batter. Then, pour the remaining banana bread batter on top, spreading it gently to cover the filling.
Step 5: Bake
Bake for 50–60 minutes, or until a toothpick inserted into the center comes out clean. Let the bread cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Step 6: Slice & Serve
Slice the bread and enjoy the creamy, moist texture with bursts of banana flavor. Serve warm or at room temperature.
Serving Suggestions
- Drizzle with Honey or Maple Syrup – Adds a hint of natural sweetness.
- Pair with Coffee or Tea – A perfect match for your morning routine.
- Top with Chopped Nuts or Chocolate Chips – Enhances texture and flavor.
Storage & Freezing Tips
- Storing – Keep in an airtight container at room temperature for up to 3 days or in the fridge for up to 5 days.
- Freezing – Wrap tightly in plastic wrap and store in the freezer for up to 3 months. Thaw before serving.
Final Thoughts
This Ultimate Cream Cheese Banana Bread is everything you love about classic banana bread, but with an indulgent, creamy twist. Whether you’re baking for your family, meal prepping for the week, or gifting to a friend, this recipe will never disappoint. Try it today and elevate your banana bread game!
